\[\sqrt{98} - \sqrt{4,5} - \sqrt{40,5} + \sqrt{162} =\]
\[= \sqrt{2 \cdot 49} - \sqrt{9 \cdot 0,5} - \sqrt{81 \cdot 0,5} + \sqrt{81 \cdot 2} =\]
\[= 7\sqrt{2} - 3\sqrt{0,5} - 9\sqrt{0,5} + 9\sqrt{2} =\]
\[= 2\sqrt{2} - 12\sqrt{0,5} = 2\sqrt{2} - 3\sqrt{2} = - \sqrt{2}.\]