\[a_{1} = 12;\ \ \ \ d = - 2;\ \ \ \ S_{n} = - 264:\]
\[\frac{2a_{1} + d(n - 1)}{2} \cdot n = - 264\]
\[\frac{24 - 2 \cdot (n - 1)}{2} \cdot n = - 264\]
\[24n - 2n(n - 1) = - 528\]
\[24n - 2n^{2} + 2n + 528 = 0\]
\[2n² - 26n - 528 = 0\ \ |\ :2\]
\[n^{2} - 13n - 264 < 0\]
\[D = 169 + 1056 = 1225 = 35^{2}\]
\[n = \frac{13 - 35}{2} < 0\]
\[n = \frac{13 + 35}{2} = 24\]
\[Ответ:n = 24.\]