\[\left( - \frac{7}{31} \right) \cdot \left( - \frac{2}{13} \right) \cdot \frac{31}{7} \cdot \left( - \frac{13}{20} \right) =\]
\[= - \frac{7}{31} \cdot \frac{31}{7} \cdot \frac{2}{13} \cdot \frac{13}{20} =\]
\[= - \frac{1}{10} = - 0,1\]