\[b_{1} = - 24;\ \ \ \ S = - 16:\]
\[S = \frac{b_{1}}{1 - q}\text{\ \ \ \ }\]
\[- q = \frac{b_{1}}{S} - 1\]
\[- q = \frac{- 24}{- 16} - 1\]
\[- q = \frac{3}{2} - 1\ \ \ \ \]
\[q = - \frac{1}{2} = - 0,5.\]
\[b_{5} = b_{1} \cdot q^{4} = ( - 24) \cdot \left( - \frac{1}{2} \right)^{4} =\]
\[= \frac{- 24}{16} = - 1,5.\]
\[Ответ:\ - 1,5.\]